This year the World Health Organization (WHO) issued a report about preventing intimate partner and sexual violence against women. The 102 page report addressed the magnitude and risk factors of intimate partner and sexual violence against women. But the report also studied current strategies that are used to prevent violence against women. The findings may surprise you.

The strategies were grouped by what the WHO referred to as life stage. Meaning they studied strategies developed for child...

What is domestic violence? If we look at the definition put forth by the CDC it says there are four main types of intimate partner violence (domestic violence), physical violence, sexual violence, threats of physical or sexual violence and psychological/emotional violence.

The WHO (World Health Organization) has similar definition “behaviour within an intimate relationship that causes physical, sexual or psychological harm, including acts of physical aggression, sexual coercion, psycholog...

Recently The Toronto Star interviewed me for an article that appeared in that newspaper today. During the interview we talked about my life but the reporter, Trish Crawford, was also interested in why financial literacy skills are so important for women.

I told Trish financial literacy is especially important for women who are in abusive relationships. Having bank accounts and credit cards in their own name is their safety net to be able to leave the relationship.

The abuser controls the ...

I was interviewed yesterday by a reporter who seemed surprised that I was a victim of domestic violence. It was clear the reporter had a picture of what a domestic violence victim “looks like”. The picture the reporter had was of a low income woman who may also be on public assistance. As a Wall Street executive I didn't fit that picture.

Well I was abused and so many other women who have been and are being abused are just like me. Women who have successful careers are no less immune to ...

Survivors of domestic are resilient. I have always believed that and so does Professor Kim Anderson of the University of Missouri. Professor Anderson suggests that we work with survivors to help them recognize the strength and resilience they learned from their situations.

For years The Business of Me has worked with survivors to identify their strengths and use those strengths to help move the vision they have for their life forward. We call this part of the program “Values Assessment”...

Jump$tart Coalition for Personal Financial Literacy is   (www.jumpstart.org) a non-profit coalition that has an interest in advancing financial literacy among students in pre-kindergarten through college. Since 1997 Jump$tart has administered surveys to high school seniors regarding financial literacy. The survey has 31 multiple choice questions. During 2008 they administered the survey and the average score was……….47.5%.

Our children are failing financial literacy. This is a disast...

Do you have a plan for how you want your life to be? Or are you wandering through life fantasizing about how you wish your life would be?  

For years I wandered through life fantasizing about how I wished my life was different “from the hell I was living”. All I had were dreams and dreams don’t become a reality. I had to do something to make my dreams a reality.

It was not until I wrote down my vision (my dreams) for the life I wanted that I was then able to do something about it. Th...

Most people think physical abuse is far worse than emotional abuse. Yes, physical abuse can send the victim to the hospital but the scars of emotional abuse can last for years. Many of you know I was diagnosed with Post Traumatic Stress Syndrome shortly after I left my ex-husband and was in therapy for 10 years.

A woman may not be physically abused but if she is emotionally abused – she is being abused. Even if she may not acknowledge it, emotional abuse is abuse.

A woman is emotionally ...

When I left my ex-husband I was 39 years old and during our marriage he dominated the family finances. I was a vice president with a Wall St. insurance company and I would turn over my earnings to my ex-husband who gave me an allowance that I had to account for. I did not even have my own checking account until I left him.

The abuser controls the finances as a means of control over the victim. Women arrive at shelters bewildered and scared and so many don’t even have a credit card or any ...

Today I did an interview with Brad Davis of WDRC in Bloomfield, CT and Brad asked me why financial self-sufficiency is so important to women survivors of domestic violence.

I told Brad that when I left my ex-husband I was 39 years old and during our marriage he dominated the family finances. In spite of the fact that I was a vice president with a Wall Street insurance company and managed corporate budgets in the millions of dollars annually, I would turn over my earnings to my ex-husband wh...

An article I recently read in Science Daily is titled “Violent Upbringing May Lead To Domestic Violence.”

According to the article early exposure to a violent environment is likely to lead to domestic violence situations later in life. Logically if one is exposed to violence at home they are certainly more likely to either become victims or abusers. You can read the article to find out the reasons http://www.sciencedaily.com/releases/2009/10/091005161330.htm.

But how big of a problem ...

In my June 21st post I talked about the economic reasons for women returning to their abuser.

Paula Horton in her The News of Tacoma article today cites other issues facing these women when they leave their abuser http://www.thenewstribune.com/2010/07/12/1260779/domestic-violence-victims-find.html.

Women return for a multitude of reasons. Many times the abuser is relentless and wears the woman down and women sometimes feel that it’s just easier to go back; as hard as she is trying to bre...

On Monday I wrote about how women who leave domestic violent relationships incur higher medical costs for the three years after the abuse has ended. 

News flash!  Children whose mothers are subject to Intimate Partner Violence (Domestic Violence) incur higher health care costs than children whose mothers have no history of abuse according to Science Daily (http://www.sciencedaily.com/releases/2007/12/071214183440.htm).  This should not come as a surprise.

The children who are exposed to v...

If you still think domestic violence is a private issue here is another fact. Domestic violence victims incur higher medical costs years after the abuse ends according to an article in Science Daily (http://www.sciencedaily.com/releases/2010/04/100426131559.htm).

According to the article victims of domestic violence have significantly higher health care costs than other women for three years after the abuse ends. Survivors of domestic violence incur higher health care costs than other women...

I always wanted to be a writer and now I am. It did not happen overnight and it did not happen just because I wished it to be so. It happened because I had a vision and turned that vision into a plan.

It started with an aspiration. An aspiration is a goal and I began the process of achieving my goal/aspiration with a well thought out plan.

In the first weekly session of “The Business of Me” we include a section about visioning and request the participants to create a vision for their l...

“The Business of Me” gives the participants methods they can use to overcome their fears of managing their own money. We have the participants write down their negative self-talk in a notebook and next to it write a countervailing positive affirmation. That sounds easy, doesn't it?

Well, it’s not easy in fact; it's a very difficult process. It takes a lot of work to be aware of all the negative chatter that goes on in our heads. But if we develop the skill of listening to the “noise...

I was speaking to a woman recently about different issues regarding domestic violence. During our discussion it became clear that she didn't understand why women who have left abusive relationships often return. Many people place blame on the victim for returning suggesting that they even like or thrive on the abuse. The attitude is; if they didn’t like being abused they would leave and not return, right?

The reasons why women return to abusive relationships are extremely complex and hav...

According to the National Retail Federation last Halloween approximately 4.5 million little girls wore princess costumes. Princess costumes were the most purchased Halloween costume for the fifth year in a row. It seems that most little girls want to be princesses. I know I did.

In fact I wanted to be a princess so much that when I grew up I just expected prince charming was going to ride in on his white horse and take care of me. Well a man showed up but he was certainly not a prince and ab...

Every day I receive Google news alerts informing me of the latest news concerning domestic violence. On any given day I receive ten to fifty news alerts. Yes, we have a big problem that is not going away anytime soon.

There does not seem to be a cure for this enormous social dilemma, but perhaps there is a way to stem the recidivism rate of women who leave and then return to the toxic relationship.

Statistically 85% to 90% of women who leave a domestic violent relationship return and one of...

Maureen Dowd’s column on Wednesday in The New York Times talks about a predatory group of young freshmen boys at the elite private Landon School (tuition $28,800 yearly - for high school!) in the wealthy Washington suburb in Montgomery, Maryland. These young men started a fantasy sex league game that posted descriptions of the girls online. You can read Ms. Dowd’s op-ed here: http://www.nytimes.com/2010/06/09/opinion/09dowd.html?hp.

In fact one of Landon’s elite graduates was George H...

When I was in therapy my therapist told me during one session that her job was to make me a “bitch”. When she told me that I cringed and I am cringing now as I write this. I didn’t want to be a bitch. What woman wants to be known as a bitch?

But as I reflect on what she said maybe I should have been one (I have trouble even saying that word) when it came to managing my money. And if I was one maybe I would not have allowed my ex-husband to control every aspect of my life.

In h...

A very wise person I know said those words. Fear does kill everything. I know fear killed my spirit for many years. It wasn’t until I made a conscious effort to face fear that was I able to find ways to move past it and begin creating a life for myself. Not an easy task and one that I work on every day.

In “The Business of Me” we begin by addressing the fears women harbor about money and give them tools to deal with their fears.

If we don’t recognize our fears we may not be able t...

I have been re-reading David Levinson’s study, Family Violence - A Cross-Cultural Perspective. He cites evidence indicating that if women have economic power they are less likely to be battered.

I can speak from my personal experience. Although I was the major wage earner, every payday I turned my check over to my husband – he controlled the finances.  Because he controlled our money he had the ability to control my life.

While there were other forms of abuse he inflicted on me econom...

Matthew Kemeny of The Patriot-News wrote an article about a report that indicates domestic violence fatalities have increased statewide in Pennsylvania.

According to the article a preliminary statewide report shows domestic violence fatalities at its highest mark in three years. There were 179 deaths due to domestic violence in 2009 compared with 121 in 2007, according to the Pennsylvania Coalition Against Domestic Violence (http://www.pcadv.org/Resources/2008_DV_Fatality_Report.pdf ). 

Th...

Lynn Rosenthal the White House Advisor on Violence Against Women has written a blog post that talks about the benefits of the new health care bill for women.

 “A greater percentage of women are more likely than men to be uninsured or underinsured and to struggle to make ends meet”, she says. “In addition, those women who manage to get coverage are more likely to pay higher premiums than men. Women who suffer from preexisting conditions are often denied coverage altogether. “

S...

Governor Chet Culver of Iowa signed into law today a bill that protects families by taking guns out of the hands of abusers.  The law prohibits a person who has been convicted of a domestic abuse crime, or is subject to a permanent civil protective order, from possessing firearms or other offensive weapons.

Congratulations to Governor Culver.  Read the entire story http://www.iowapolitics.com/index.iml?Article=189993.

The other day I talked about shipping conference materials in my blog post at Nancy’s Story www.nancysstory.com,  today I am going to talk more about conferences. Specifically every conference has a theme. The theme sets the tone for the conference and it was my responsibility and one of my co-workers to determine the theme.

Time was passing and we had not come up with at theme. Since all conference materials have the theme printed on them unless you have a theme you have no materials. No ...

Domestic Violence victims and survivors carry feelings of shame. I know as I felt shame about having lived in a domestic violent situation for 20 years.

In an article by Carole Sanek which appeared in the Hernando Today a publication of the Tampa Tribune she talks about the feelings of shame victims and survivors live with.

As I said I lived with shame until I realized that I was the victim and he should be ashamed for treating me as he did. I am not shameful. I like so many other women had...

I am currently reading a book by Catherine Ponder titled “The Dynamic Laws of Prosperity”.  Ms. Ponder is one of America’s foremost inspirational authors and has written more than a dozen books and many of them deal with prosperity.

There is a passage from her book that I feel is important to relate.  The title of the passage is “Poverty is a Sin” and the passage states “It is shockingly right instead of shockingly wrong for you to be prosperous. Obviously, you can’t be happy i...

Michael Martinez wrote an article on RGJ.com today. The article talks about programs that are available in Washoe NV to prevent teen dating abuse. Mr. Martinez cites stories of some teen victims who were too ashamed to talk about what was happening with them.

FreeCreditReport.com is not free. FreeCreditReport.com will send you a free credit report but only if you enroll in a $14.95-a-month credit-monitoring service and then cancel it within a week. This is an obvious deceptive marketing practice. The site for truly free credit reports is www.AnnualCreditReport.com.

The Huffington Post yesterday had an article that outlines that one of the provisions of the Credit Card Reform Act is the requirement that organizations of phony “free” credit r...

That is the title of a Wall Street Journal article which ran on February 26^th. The article sites instances where it may be wise to walk away from your mortgage and give the house back to the lender.

The author of the article, Brett Arends, states the following; “Sure, a strategic foreclosure may hurt your credit score. But if you're in financial difficulties, it has probably already suffered. And your credit score is not the only thing in life that matters”.  

The article continues, �...

Bob Herbert a columnist for The New York Times Op-ed today is titled “Paterson on the Brink”.  In his column he asks some very tough questions of Governor Paterson.

New York’s Governor Paterson and some in his administration seem to be shielding one of his closest advisors David Johnson from an ugly domestic violence issue.

Mr. Johnson violated his longtime companion by stripping off most of her clothes, choking her, slamming her against a dresser and preventing her from calling for h...

Rajaan Bennett had a wonderful future ahead. He was an honor student and a star running back who lead his Georgia high school team to its first undefeated season. He just received notice that he had gotten a full scholarship to Vanderbilt University.  He dreamed of becoming an architect. Now his dreams are over.

Rajaan Bennett is dead. He was shot to death by his mother’s former boyfriend. He died a hero trying to save his mother, his younger sister and his uncle.

You can read about Raja...

On February 23, 2010 The Washington Post had an article titled “Reid links rise in domestic abuse to unemployment; critics say tie is overblown”.  The article points out that Senator Reid has linked unemployment to the rise in domestic violence incidents. Senator Reid was highly criticized for that remark by some critics.

The group (and the most important group) who did agree with Senator Reid is battered women’s advocates who see their case load increase week after week. Yes it is tr...

The National Domestic Violence Hotline (http://www.ndvh.org/) receives over 21,000 calls per month from victims, survivors, family and friends, law enforcement professionals and the general public. The Hotline has advocates who provide support and assistance to anyone involved in a domestic violence situation, including same-sex relationships, male survivors, those with disabilities and immigrant victims of domestic violence. All calls to the National Domestic Violence Hotline are anonymous a...

Dr. Jeanne King PhD wrote an article titled “Domestic Abuse Therapy - 4 Fundamental Steps to Dismantling Your Partner's Denial”. Dr. King outlines a series of steps to help the abuser realize and understand the ramifications of their behavior.

I am not a therapist or psychiatrist; I am a survivor of domestic violence. All I know is if he hits you once he will probably hit you again, and again, and again. And yes you may love him but sometimes you may have no choice but to leave the rela...

I recently wrote a post about some statistics regarding adult women and domestic violence. The statistics were startling.  After that post I decided to find statistics regarding teens and Intimate Partner Violence.

Here’s what I found….

724 adolescent mothers between the ages of 12-18: one of every eight pregnant adolescents reported having been physically assaulted by the father of her baby during the preceding 12 months. Of these, 40 percent also reported experiencing violence at the ...

Knipple is a Yiddish word which means a “woman’s private stash”. It is a stash of money that is kept by her secretly.

I learned about the term in the book “Money, A Memoir: Women, Emotions and Cash”  by Liz Perle . Ms. Perle relates a story from her childhood about her grandmother who insisted that she always have a knipple.  

Ms. Perle’s grandmother explains that a knipple is “a just in case account” that is her’s alone so that she can do with it as she pleases and also ...

Selina Ingram wrote a beautiful poem for The Business of Me and for all women who have endured domestic violence and since this is Valentine’s Day I wanted to share it with you. Enjoy!

Thank you Selina for your wonderful enlightening words…..

I AM worthy
I AM whole
I hold the key to unlock my potential
I AM calm 
I AM peaceful
I AM happy
I AM light 
I AM love 
I AM joy 
I AM ready to receive abundance
I AM ready to receive love
I release all negative thought and images into the light
I for...

Statistics are meant to make a point.

Take this statistic for instance; 4.8 million women are either physically abused or raped by an intimate partner each year that according to The National Center for Injury Prevention and Control. 4,800,000 is a big number no matter how you express it.

But let’s now take a real close look at that number.  If 4,800,000 women are physically abused or raped by an intimate partner annually that equates to 13,150 women who are physically abused or raped by...

Charitable giving is considered by most people as a discretionary expense. In other words if after all living expenses like the roof over our head and food on the table and other necessary items are paid and we have money left over we can choose to give money to charitable organizations we would like to support.

The Business of Me takes a different view of this as we believe that charitable giving should be a fixed expense. We believe this because of what is known as “The Law of Circulatio...

Olivia Marchand and Karen LeDuc came from the same small town of Westford MA. Both were victims of homicides, Olivia was shot to death by her Dad (yes I said her Dad) and her Mom was also shot but has survived.

Karen LeDuc was allegedly shot to death by her husband. The small town of Westford MA is shaken by these 2 domestic violence shootings.

According to the District Attorney Gerry Leone when speaking about Karen LeDuc, “There may have been marital discord and there may have bee...

Domestic violence is a widespread epidemic and many women bear this curse in private and never tell anyone. I was one of those women who by day was a competent business executive (see www.nancysstory.com) and at home a battered wife.  Corporations that we all work for employ many women in these circumstances costing those corporations billions of dollars annually.

According to a study released in 2007 (http://caepv.org/getinfo/facts_stats.php?factsec=1) intimate partner violence costs the U...

In San Juan County in New Mexico the Family Crisis Center has seen a rise in pleas for help according to a news report on KOB.com.

Yes the economy does have an effect on the increase in domestic violence but as I said yesterday the root cause is really one person in the relationship wishing to be in control by force if necessary.

The economy is not the root cause since other factors are usually evident, the economy can cause tenuous relationship to boil over.

Read the entire article http...

It is fear that women survivors of domestic violence have come to live with and for them living in fear has become a way of life. The abused women’s fears of money and money management are often crippling and acute and can often block their paths to financial stability and independence.  These problems often block the woman from leaving (or returning to) an abusive relationship.

In order to help a woman “break the cycle” of domestic violence they need to overcome their fears of dealing...

A story that appeared in Sky News online and written by David Williams talks about how every school pupil in England will be taught that domestic violence is unacceptable as a compulsory part of the curriculum.

The new curriculum is controversial but the U.K. should be applauded in taking such a bold step.

You can read the full story at http://news.sky.com/skynews/Home/UK-News/Domestic-Violence-To-Be-Addressed-In-Schools-Under-New-Government-Plans/Article/200911415466964?lpos=UK_New. 

How sad on this day of Thanksgiving I have read a story reported by Media-Newswire.com http://media-newswire.com/release_1106589.html that a federal grand jury has indicted Ryan Holness, age 28, of Lexington Park, Maryland, for interstate domestic violence, related to the murder of his wife.

The story in part goes on to say ““The Interstate Domestic Violence Statute, which was enacted in 1994, authorizes federal prosecution of any criminal who travels across a state line with the intent ...

News8Austin.com reports that “According to the Domestic Violence Research Center, 25 percent of women experience domestic violence in their lifetime".

Here is the link to the entire story http://www.news8austin.com/content/headlines/?ArID=259586&SecID=2

The Centers for Disease Control and Prevention estimates almost a million incidents of domestic violence per year. Women account for 85 percent of all domestic violence victims.

Domestic abuse, also referred as spousal abuse, occurs when ...